Dear Auntie Linda,  My parent are in their seventies.  I am their only child.  They are more than comfortable.  My husband and I have two children.  We’d like to move into a better school district but would really struggle to make the payments.  I’ve asked my parents but they don’t want to loan us the money for a down payment.  I am hurt, since I am their only child and heir.  Is this selfish of me?  Only Child

Dear Only, Without knowing the whole story, it’s hard to say.  Your parents may have every penny tied up.  Maybe, like me, they don’t loan what they can’t afford to gift.  A loan, not repaid, creates hard feelings.  It’s always better not to go in too deep.  Your parent’s money, however much or little it is, is theirs to do with as they please, not something you are entitled to.  They may…