I am a sucker for those stories that start out 10 ways to do something amazing, but never find anything that works for me. I am frugal by nature, very much aware of how hard I worked for every dollar.

1. Start making coffee at home to save on Starbucks. I live miles from nearest coffee shop. Even if there was one at the end of my driveway, there’s no way I’m going to blow $2.75 to 3.50 on a cup of regular coffee when I can make a whole pot for less. I’ve probably already saved over a million dollars.
2. Pay off your high interest credit cards. Boy, I would have never thought to do that. I thought it would be best to get the highest rate cards I could and max them all out. Maybe I could share them out among my friends and neighbors.
3. Cut back on eating out and carry out food, another bit of useless advice. Why would anyone cook better, more nutritious at home when you could bankrupt yourself eating out, especially on credit cards?
4. Avoid designer clothes, accessories, and handbags. I figured this one on my own. I’ve never been tempted to blow a month’s rent on a purse or bracelet. I don’t even know what statement jewelry is.
5. I can’t get my list up to ten. I need to stop and take all this money I’ve saved to the bank, anyway.